Dear Friends,

It's February already?

It has been hard to tell recently, with the sun and the 70 degree days in Sacramento - great if you are an outdoor enthusiast here in the valley, not so great if you "invested" in a season pass at most ski resorts in Tahoe.

While the weather has been sunny lately, the financial markets have been anything but. With the Dow off another 400 points (as of 10AM) today, the weekly decline is now set for more than 800 points. Understanding volatility like this is not at all uncommon (click HERE for an excellent report providing historical perspective), it certainly feels more uncomfortable than usual, if only because we have been spoiled with the virtual linear ascent of the markets since the calendar turned to 2018.

Fortunately there have been plenty of other stories over the past two weeks to help us wait out the storm:

We also encourage you to take three or four minutes to review the curated content found below, highlighted by:

  • The just-released January edition of Towerpoint Wealth's market commentary, entitled “A Most Excellent Adventure.
  • Details and actual screen views of the Black Diamond all-in-one account-aggregation tool being used (with rave reviews) by Towerpoint Wealth clients, allowing greater convenience through anytime, anywhere, easy access to all of their financial data, with 24/7 access to their complete wealth picture.
  • A synopsis of our most recent January 18th Lunch & Learn, Residential Real Estate Investing.

Lastly, we would be remiss if we did not give a brief shout-out to the Philadelphia Eagles as they square off against the Patriots in Super Bowl LII on Sunday. Fly, Eagles, Fly!

The world is complicated. We encourage you to call (916-405-9140) email ( or Tweet (@twrpointwealth) us with any concerns, questions, or needs you have - we are here for you, and look forward to connecting with, helping, and being a direct, fully independent, and no-strings-attached expert financial resource for each of you.

- Joseph and the Towerpoint Wealth team

TPW Original Content
* Bill and Ted's Excellent Adventure comes to mind as we consider the current state of the markets. We can almost hear the cries of "Excellent!" and "Most Triumphant!", along with the ac...
Read Story
* Black Diamond provides an all-in-one portal for Towerpoint Wealth private clients, who are able to monitor ALL of their accounts, assets, and liabilities within one singular headache-fr...
Read Story
* The momentum of Towerpoint Wealth's Lunch and Learn series continued on January 18 th , featuring 4 th generation Sacramentan and real estate expert Brian Kassis , of RE/MAX Gold. * Th...
Read Story
We feel fortunate to have had the opportunity today to spend 45 minutes meeting with Noel Archard, CFA, State Street's Global Head of Product. Noel has 25+ years of wealth management indu...
Read Story
TPW Favorite Articles
One question looms over most business travelers: How soon should I leave for the airport? The road warrior may wield a decent sense of traffic hassles, terminal trekking and rental car-re...
Read Story
Apple has already reinvented the phone. Is the media industry next?
Read Story
Maybe a $1,000 iPhone is too rich for most people after all.
Read Story