Dear Friends,

The sun now sets before 5PM, the "Fall Classic" is over (and what a World Series it was, congratulations to the Houston Astros, both the team and the city deserve the win), and the holidays are fast approaching. While it is the time of year to hunker down as it gets colder and darker, the world around us is not slowing down, and a lot has occurred in the past two weeks: Stranger Things Season 2 premier, the Kevin Spacey and Paul Manafort scandals, Halloween (!), Subway's free subs, the atrocious Texas church massacre, Roy Halladay RIP, and the Virginia and New Jersey governor elections.

AND don't forget, the Sacramento Kings have now won two games in a row!


Highlights of the curated content found below include:

  • Towerpoint Wealth's third downtown Lunch & Learn educational workshop (see photo and write-up below) was once again very successful. Sixteen guests joined us to listen to A.J. Rea of iShares discuss the importance of reducing investment expenses, specifically via the use of exchange traded funds (ETFs).
  • We invite you to RSVP for Towerpoint Wealth's next L&L educational workshop, Year-End Tax Saving Tips, on December 13th:


  • The October edition of Towerpoint Wealth's market commentary, entitled “Runnin' Down a Dream.”

Please also take time tomorrow on Veteran's Day to specifically honor and thank those who have courageously served us in our military.

The world continues to become a more complicated, twisted, and confusing place, and we encourage you to call (916-405-9140) email ( or Tweet (@twrpointwealth) us with any questions. We are here for you, and look forward to connecting with, helping, and being a direct, independent, and no-strings-attached expert financial resource for each of you.

- Joseph and the Towerpoint Wealth team

TPW Original Content
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